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1 BALANCED FUND A fund that maintains a balanced portfolio, generally 60% bonds or preferred stocks and 40% commons stocks. 2 BENEFIT ILLUSTRATION This illustrates the benefits of the plan, both guaranteed and non-guaranteed, and the costs and charges associated with the policy you are purchasing, including distribution costs, which take into account the commission the insurer will pay to your insurance adviser, and the charges for insurance coverage. 3 BENEFIT PERIOD The time for which an insurance company covers the designated insured or dependents for the benefits. 4 BODY MASS INDEX (BMI) Used for underwriting purposes in evaluating build and determining overweight and obesity. It tells us the person's health constitution. It is expressed as weight in Kg divided by height in meters to the power of two or Kg/height2

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