What is Healthsurance®?
Presenting the IDBI Federal Healthsurance® Hospitalisation and Surgical Plan*. If you’re aged 18 years to 55 years and currently in good health, this new insurance plan is designed to help you manage the extra financial burden that comes with hospitalisation, by providing a wide range of attractive benefits.
Here are the few reasons why you should include Healthsurance® in your financial plan.
*Hereinafter referred to as Healthsurance®
If you wish to know your premium amount, all you need to do is look at your age group from the table below and select the ‘Daily Benefit’ plan from the corresponding column.
Premiums shown exclude service tax currently at 10.3%
Please note that this is a pure protection plan. It has no maturity benefit, no surrender benefit and no loan facility.
Excluded occupations
Dangerous or hazardous occupations
Applications for cover will not be accepted from anyone working in any occupation described below at the time of applying. In the event of a claim whilst the insured person is active in any of these occupations, the claim will only be considered with the provision of proof that the insured person was not working in any of these occupations at the commencement date.
- Working in confined spaces in vessels, tunnels, underground civil works, mines, rigs (including offshore rigs) or ships
- Industrial work using heavy machinery or working as a welder
- Working in the agricultural sector or as a forestry worker or as timber camp personnel
- Working with toxic chemicals or explosives or in weapons manufacture or trading, or in the demolition trade
- Working in transport business (unless only doing clerical work)
- Working at heights (at least 20 metres above the ground or floor level)
- Working as a fireman, security guard or patrolman, or as a member of the police force or serving in the armed forces