How can you be confident of achieving these goals?

1. You need a plan that allows you to save regularly to reach your objective
2. You want the plan to give you assured income payments that are not dependent upon vagaries such as the stock market
3. You want the plan to work and your goals to be achieved even if anything happens to you

A cover for all your needs

Independent regular income for your wife

You can ensure that your wife is secured with an independent income. You can also ensure that no one, including creditors or claimants, can touch that money.

Financial security for your parents

What better gift can you give your parents when you start earning yourself? You can gift them a secure, regular income to ensure a comfortable life. Regular income payments can help them enjoy their senior years doing things they had always wanted to but never found the time for.

Child's Education

You can save regularly and get guaranteed payouts to meet your child's education. You can be rest assured that your goal will be achieved even if anything were to happen to you.

Daughter’s Marriage

You can withdraw your guaranteed income when the time comes for marriage. You can meet the wedding expenses or give her a regular income. It is the best present you can give when she is setting up her home.

Get additional income from time to time

Over and above your normal income, IDBI Federal Incomesurance™ Endowment & Money Back Plan can help you get additional income from time to time. You can indulge in a purchase of your choice, take a vacation or just gift it to your loved ones, the choice is yours. At the same time, you can also ensure life insurance protection for your family's security.

Additional Income during retirement

The Guaranteed Annual Payouts can add to your pension amount while the extra income can make your retirement days easier. What's even better, the payouts are tax-free.