How does Lifesurance work?
Illustration: |
Sum Insured: |
Rs. 5, 00,000 |
Age at entry: |
30 years |
Policy Term: |
25 years |
Premium Payment Term: |
15 years |
Annual Premium: |
Rs 27,360* |
Guaranteed Sum Insured |
Rs. 5,00,000 |
Rs. 5,00,000 |
Vested Guaranteed Additions |
Rs. 1,25,000 |
Rs. 1,25,000 |
Vested Reversionary Bonuses (Not Guaranteed) |
Rs. 2,60,000 |
Rs. 9,79,000 |
Projected Total Maturity Amount |
Rs. 8,85,000 |
Rs. 16,04,000 |
| *Service tax and education cess will be charged extra |
In the above illustration some benefits are guaranteed and some benefits are variable with returns based on the future performance of IDBI Federal Life Insurance Company Limited. If your policy offers guaranteed returns then these will be clearly marked “guaranteed” in the illustration table on this page. If your policy offers variable returns then the illustration on this page will show two different rates of assume future investment returns. The illustration is based on projected gross investment rates of returns of 6% and 10% respectively. These assumed rates of return are not guaranteed and they are not upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance.