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Termsurance® Sampoorn Suraksha Micro-insurance Plan
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IDBI Federal Termsurance® Sampoorn Suraksha Micro-insurance Plan (Product UIN: 135N037V01)

IDBI Federal Termsurance Sampoorn Suraksha Micro-insurance Plan is a pure term insurance plan that provides life Insurance cover to you by paying a lump sum benefit to your family in case of an unfortunate death. It ensures that your family’s dreams remain protected, no matter what!

Sampoorn Suraksha comes with a range of benefits that help you to protect your family, no matter what!

  1. Financial security at a nominal cost
  2. You can financially protect your family against any unforeseen contingency. The lump sum benefit is paid to the family in case of an unfortunate death. This plan is available at a very nominal cost.

  3. Choice of 5 or 10 years policy term
  4. Sampoorn Suraksha offers you the flexibility to choose the policy term. You can choose a 5-year or 10-year policy term.

  5. Choice of single or regular premium payments
  6. Based on your financial stability, you can choose to pay a single premium or you can pay smaller premiums on a regular basis.

  7. Hassle free documentation with no medical check up
  8. The plan ensures that your family is protected without any hassles. We have simplified the documentation process exclusively for you. What’s more, you don’t have to go through any medical check up either.

  9. Additional amount in case of an accidental death
  10. In case of an accidental death, an amount equal to the sum assured will be additionally paid to the nominee.

Sampoorn Suraksha works in a very simple way. In the event of the policy holder’s untimely death during the policy term, the nominee is paid the death benefit.

  • Death Benefit.
  • In case of death during the policy term, the death benefit is paid to the nominee.

    Death benefit is the highest of -

    1. 10 times the annualized premium (7 times for ages more than 45) or,
    2. 105% of all premiums paid as on date of death or,
    3. Sum assured.

  • Maturity Benefit:
  • This is a pure term insurance plan and has no maturity benefit.

Sum Assured Minimum Rs. 5,000
Maximum Rs. 50,000
Age at entry Minimum 18 years (as on the last birthday)
Maximum 55 years (as on the last birthday) (subject to maximum maturity age)
Attained age at Maturity Minimum 23 years
Maximum 60 years
Premiums Minimum Rs 100 for Regular Premium (in multiples of Rs. 100 thereof)
Rs. 400 for Single Premium (in multiples of Rs. 400 thereof)
Maximum Rs. 5,200
Policy Term Fixed term of 5 years and 10 years
Premium payment frequency Single Premium
Regular Premium
Premium Payment Mode Annual mode only (for regular premium option)

Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. Tax benefits are as per the Income Tax Act, 1961 and are subject to changes in the tax laws from time to time. Trade Logo displayed above belongs to IDBI Bank Limited, The Federal Bank Limited and Ageas International Insurance N. V. and used by IDBI Federal Life Insurance Company Limited under license from respective partners. IDBI Federal Termsurance Sampoorn Suraksha Micro-insurance plan (UIN :135N037V01) is a non participating term insurance plan. The product is underwritten by IDBI Federal Life Insurance Company Limited having its registered office at: IDBI Federal Life Insurance Company Limited, 22nd Floor, A Wing, Marathon Futurex, N. M. Joshi Marg, Lower Parel (East), Mumbai 400013, India. Tel: 022 2490 6785 Fax: 022 2494 1016. Website: www.idbifederal.com (IRDAI Regn. No 135; Corporate Identity Number (CIN) - U66010MH2007PLC167164)

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