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e-Insurance Account

e-Insurance Account


IDBI Federal brings to you e-Insurance Account or Electronic Insurance Account (eIA). This is a unique initiative to assist you in maintaining your insurance policies from multiple insurers in electronic format under a single electronic account with an insurance repository. In simple words, now you can access your life insurance portfolio at a click of a button. It is similar as your demat account that you maintain for your other investments.

eIA has been introduced by Insurance Regulatory Development Authority (IRDA). Under this, you can have a single eIA with an insurance repository of your choice for all your life insurance policies.

What are the key benefits of having an e-Insurance Account (eIA)?

  1. You don’t pay any charges for opening an eIA.
  2. You get access to details of your life insurance policies under one account.
  3. You don’t have to maintain physical policy documents anymore.
  4. You can maintain your documents with ease on purchasing a new life insurance policy.
  5. You can update any changes in your contact details at just one place. It will automatically get updated for your all life insurance policies.

Who is an insurance repository?
An insurance repository is referred to a company formed and registered under the Companies Act, 1956. These companies have been granted a certificate of registration by IRDA for maintaining data of your insurance policies in electronic form on behalf of insurance companies.

You can buy and keep all the policies under one account with an insurance repository of your choice.

  • NSDL Database Management Limited – For more information, click here
  • Central Insurance Repository Limited – For more information, click here
  • Karvy Insurance Repository Limited – For more information, click here
  • CAMS Repository Services Limited – For more information, click here

While buying a new insurance plan, you simply have to submit the eIA application form along with the proposal form. You can opt for a repository of your choice. Do ensure to go through the guidelines before you fill the application form of your chosen insurance repository.

How to open an e-Insurance Account?

Step 1:

Choose the insurance repository where you wish to open an account. We have a common application form for opening the eIA. In the form, select the insurance repository of your choice along with other details and submit it to us. You can also approach the insurance repository directly where you wish to open your eIA.

The common application form for eIA is available on the following link:
Common application form for eIA – Click here

The application forms for the respective insurance repositories and instructions for filling the same are available on the following links:

  • NSDL Database Management Limited – To download forms & guidelines, click here
  • Central Insurance Repository Limited – To download forms & guidelines, click here
  • Karvy Insurance Repository Limited – To download forms & guidelines, click here
  • CAMS Repository Services Limited – To download forms & guidelines, click here

Note: In case you wish to remat your policies i.e. change your policies back to the physical form, you can submit a written request stating the same, at the nearest IDBI Federal branch or your insurance repository’s office.

Step 2:

Fill the form and attach a self-attested copy of the documents stated below:

  • PAN or UID card
  • Address proof
  • Date of Birth proof
  • Cancelled cheque

Step 3:

Submit the eIA application form along with the proposal form of the product that you are buying to your nearest IDBI Federal branch.

If you are an existing customer of IDBI Federal, to open your e-Insurance Account, all you have to do is submit the e-Policy Conversion Form (for existing policyholders) along with the eIA application form which can be the common form or application form of your chosen insurance repository.

If you already have an eIA account, just submit the e-Policy Conversion Form at the nearest IDBI Federal branch. All your existing IDBI Federal policies for which you have requested e-Policy Conversion will be converted to the electronic form and will be mapped to your existing eIA.

How to open an e-Insurance Account and convert your policies into electronic form?

Step 1:

Choose the insurance repository where you wish to open an account. We have a common application form for opening the eIA. In the form, select the insurance repository of your choice along with other details and submit it to us. You can also approach the insurance repository directly where you wish to open your eIA.

The common application form for eIA is available on the following link:

The e-Policy Conversion form is available on the following link:

The application forms for the respective insurance repositories and instructions for filling the same are available on the following links:

  • NSDL Database Management Limited – To download forms & guidelines, click here
  • Central Insurance Repository Limited – To download forms & guidelines, click here
  • Karvy Insurance Repository Limited – To download forms & guidelines, click here
  • CAMS Repository Services Limited – To download forms & guidelines, click here

Note: In case you wish to remat your policies i.e. change your policies back to the physical form, you can submit a written request stating the same, at the nearest IDBI Federal branch or your insurance repository’s office.

Step 2:

Fill the form and attach a self-attested copy of the documents stated below:

  • eIA application form (Not required, if you already have an eIA)
  • e-Policy Conversion form
  • PAN or UID card
  • Address proof (Not required, if you already have an eIA)
  • Date of birth proof (Not required, if you already have an eIA)
  • Cancelled cheque (Not required, if you already have an eIA)

Step 3:

Submit the form(s) along with self-attested documents to your nearest IDBI Federal branch.

You can download the forms and guidelines as per your requirement from the links below:

New customer of IDBI Federal:
The common application form for eIA is available on the following link:
Common application form for eIA – Click here
Or,
The application forms for the respective insurance repositories and instructions for filling the same are available on the following links:

Existing customer of IDBI Federal with no EIA:

Existing customer of IDBI Federal with EIA:
e-Policy Conversion Form - Click here

Click here to view Frequently Asked Questions.

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