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At IDBI Federal, it’s our constant endeavor to create innovations that create value for our customers. These innovations are brought to life through our wide array of products that fit the varying financial and investment needs at different stages of life.

Childsurance® Savings Protection Insurance Plan
IDBI Federal Childsurance® Savings Protection Insurance Plan; a non-linked participating endowment plan that ensures your child’s future financial needs are fulfilled.
Group Microsurance® Plan
The IDBI Federal Group Microsurance Plan provides affordable life insurance cover to groups. The plan is extremely useful to Micro Finance Institutions, Self Help Groups and NGOs.
IncomesuranceTM Guaranteed Money Back Insurance Plan
Incomesurance Guaranteed Money Back is a plan which will enable you to stop predicting the future, and guarantee it instead!
Lifesurance® Savings Insurance Plan

IDBI Federal Lifesurance Savings Insurance Plan is a fixed term non-linked participating plan that provides you the twin benefits of long-term savings and life cover.
Lifesurance® Whole Life Savings Insurance Plan
A whole life savings plan to help you live your dreams with 2 lump sum payouts and financially secure your family for 100 years.
Loansurance® Group Insurance Plan
IDBI Federal Loansurance® Group Insurance Plan, is a group credit protection plan that helps protect your borrower’s assets and savings and ensures that their debt does not become a burden on their family in their absence.
Loansurance® Group Insurance Plan SP
A group credit protection plan where you can make only one payment and cover the loans of your borrowers. This not only ensures the loan repayment but also secures the borrower’s family against any outstanding debt.
Retiresurance® Group Insurance Plan
A group retirement plan designed to help an employer manage funds set aside for their employee’s retirement benefits – Gratuity, Superannuation and Leave Encashment.
Termsurance® Group Insurance Plan
A pure group term plan designed to cater to a wide variety of formal and informal groups by providing them with basic life insurance protection.
Termsurance® Life Protection Insurance Plan
A plan that enables you to protect your family in case of an eventuality. It ensures that your family’s dreams remain secure, no matter what!
Termsurance® Sampoorn Suraksha Micro-Insurance Plan
A non-participating term insurance plan that provides financial security to your family against any unforeseen event. This plan is available at very low cost.
Wealthsurance® Future Star Insurance Plan

IDBI Federal Wealthsurance® Future Star Insurance Plan is an unit-linked insurance plan that enables you to fulfill your child’s dreams.
Wealthsurance® Growth Insurance Plan
A regular premium unit-linked plan that gives you the freedom to build your wealth, exactly the way you want!
Wealthsurance® Growth Insurance Plan SP
A single premium unit-linked plan that helps you maximise returns on your investment, with a one-time effort.
Wealthsurance® Suvidha Growth Insurance Plan
The IDBI Federal Wealthsurance® Suvidha Growth Insurance Plan, is a simple unit linked plan that helps you build wealth with ease and even protects your loved ones with a life cover in your absence.
Pay Online
You can pay your premiums swiftly and safely, just follow these 3 simple steps. It’s really simple and convenient.