IDBI Federal's blog

Our mind is one of the most powerful and intricate tools that we possess. It can inspire you to acquire your full potential or it can lead you down the rabbit hole.  It is therefore extremely important to continuously engage in activities that stimulate and challenge our minds. Just like our muscles need exercise, our brain needs mental workouts as well. This can be brought about through engaging in activities that keep challenging your mind. 

So here are five activities to boost your mental alertness

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With dozens of diets and eating fads finding popularity among Indians today, here’s a list of 5 foods that you must include as a part of your diet on a daily basis:

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The email from your office’s finance department reminds you to furnish details of tax-saving investments. You are bombarded with emails, messages and advertisements urging you to act fast to save tax with tax saving investments. In this rush to make to save tax, are you making the right choice of tax-saving investments?   

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For most of us, with so many dreams to fulfill, it is difficult to wait for long to see various dreams realised. Since many dreams require substantial amounts of money, be it buying a fancy car or unlocking the door of a dream home, you typically fall short of savings. That’s why you need loans like home loans and car loans.

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Your parents keep urging you to start investing for your future needs. Then, there are regular newspaper, radio and television advertisements of companies asking you to opt for their investment products. Like many others, if you get motivated to start investing, remember to avoid a common oversight of ignoring adequate life insurance protection for family members before any investments. Just in case you are wondering why, you need to read on.

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Peter Snell, the Olympic gold medallist and middle-distance runner from New Zealand, famously said, “When it’s pouring rain and you’re bowling along through the wet, there’s satisfaction in knowing that you’re out there and the others aren’t.”

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You might roll your eyes if we were to say “time and tide waits for none”. After all, who doesn’t know this old saying? Yet, most of us are unaware of how true this is when it comes to our families’ financial future. Our big dreams, be it buying a home, the child’s higher education or retirement, all need substantial amounts of money. These requirements can’t be met by our regular income and need our savings which can only be accumulated over time.

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Your grandfather was the first graduate in your family. Your father earned his Master’s degree from his city’s top college. You went a step ahead and got your doctorate from India’s top university. Your dreams of making it to a top foreign university couldn’t materialise as your family didn’t have enough funds.

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We have all heard the saying “the early bird catches the worm” and you get plenty of “early bird” schemes in shopping offers. It is effectively getting more thanks to an early start. Many people are unaware that the “early bird advantage” also holds true when it comes to protecting one’s family with life insurance. Nowhere is it more evident than when one buys a term life insurance plan or a term plan.

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We are all aware that running is one of the best forms of exercise. It helps in cardiovascular fitness, burns calories, maintains weight and makes muscles stronger. However, how do you continue to get its numerous benefits, not to mention the high its gives, when the mercury shoots up during the summer months?

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