This is what we offer with our Lump sum with Conversion Option

  • Conversion Benefit

    Standard Policies

    If the sum assured is less than 1 Crore

    • Conversion Rate
      (% of sum assured)

    • 71%

      Cancer

      or defined severity

    • 50%

      Heart Attack

      or defined severity

    • 50%

      Stroke

      or defined severity

    High Value Policies

    If the sum assured is greater than 1 Crore

    1 Crore will be deducted from the sum assured and the remaining value shall be your new sum assured, provided you continue to pay the revised premium.

    • Maximum
      conversion amount

    • 71%

      Cancer

      or defined severity

    • 50%

      Heart Attack

      or defined severity

    • 50%

      Stroke

      or defined severity

Download Brochure Download
Download Sample Policy Document Download

Know the eligibility for this plan

18 Years (Min)|60 Years (Max)
28 years -80 years
50 Lacs- 30 Crores
10 years-62 years
eligibility

3 reasons why you should buy a term plan from us

Your Claim is our Top Priority

We have settled 90.33% of all claims made in FY 2016-17.

Our Customers Trust Us

We are ranked amongst the Top 10 Most Trusted Life Insurance Brands in India by ET- Brand Equity Study.

We are Built on Solid Foundations

We are backed by India’s leading banks, IDBI Bank & Federal Bank and Europe’s life insurance major, Ageas.

Disclaimer

*Only Specified medical conditions (Terminal Conditions) are covered as defined in the brochure page no.s 15 & 16 and sample policy document page nos. 2, 3 & 4.
#For a 25 year old healthy male (non-smoker) and a 25 year policy term for a life cover of 1 crore. Premium excludes GST.
^Tax Exemption are as per the Income Tax Act, 1961 and are subject to changes in the tax laws from time to time. IDBI Federal Life Insurance Company Ltd. does not assume responsibility on tax implication. Please consult your own tax consultant to know the tax benefits available to you.
IDBI Federal iSurance Flexi Term Insurance Plan Called as iSurance Flexi Term (UIN: 135N044V01) is a non-linked,non-participating term life insurance plan. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. The product is underwritten by IDBI Federal Life Insurance Company Limited (IRDAI Regn. No 135; Corporate Identity Number (CIN) - U66010MH2007PLC167164) having its registered office at: IDBI Federal Life Insurance Company Limited, 22nd Floor, A Wing, Marathon Futurex, N. M. Joshi Marg, Lower Parel – East, Mumbai – 400013. Website: www.idbifederal.com. Toll Free: 1800 209 0502. Trade Logo displayed above belongs to IDBI Bank Limited, The Federal Bank Limited and Ageas Insurance International N. V. and used by IDBI Federal Life Insurance Company Limited under license from respective partners.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS.

IRDAI clarifies to public that:

  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Reference No. 13764/LIFT/ENG/Electronic-WEB/Oct17

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