Most Asked

a. The request can be accepted for policies with the status of Inforce, Discontinuance or Cover continuance.

b. If the policy is assigned, then request should be received from the Assignee

c. Direction or redirection to any fund must be at least 15% of premium.

d. For Unit linked policies, the date and time stamp is mandatory on the request form. This is required for NAV allocation.

  1. If the request is received before 3.00 p.m. i.e. pre-cut off, then the same working day NAV will be allocated to the customer.
  2. If the request is received after 3.00 p.m. i.e. post cut-off, then the next working day NAV will be allocated to the customer.

Other Questions

Fund switch is a facility given to the policyholder to switch some or all units from one unit- linked fund to one or more other unit-linked funds. Units in the old fund are cancelled and units are allocated in the new fund or funds Future Premium Redirection allows you to redirect your future regular premiums into a different allocation pattern than your current allocation pattern as per your risk profile and needs. This will not, however, rebalance your current investments

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