This is what we offer with the plan

  • Benefits

    Guaranteed Annual Payouts (GAPs)

    If the policy is in force, the policy will pay Guaranteed Annual Payouts which are a defined percentage of the Maturity Sum Assured and paid out as 20%, 20% and 60% in the last 3 years of the policy.

  • Benefits

    Death Benefit

    On death of the life assured, provided the policy is in force and all due premiums have been paid in full, the Death Benefit payable to the beneficiary will be as follows:


    • Death Sum Assured paid immediately
    • No Future Premiums will be payable^
    • Guaranteed annual payouts to be paid on their due dates


    ^No Future Premiums are payable in case of death during premium payment term and if future premiums are already not ceased on occurrence of Total and Permanent Disability (TPD) before Death.


    Death Sum Assured is the highest of:

    • Minimum Guaranteed Sum Assured on Maturity (Maturity Sum Assured),
    • 10 times of Annualized Premium,
    • 105% of the Total Premiums paid as on the date of death,
    • Any absolute amount assured to be paid on death which is Basic Sum Assured
  • Benefits

    No Future Premium Payable On Disability

    If the policy is in force, then, in case of total and permanent disability due to accident or sickness of the life assured, no future premiums will be payable and the policy will continue till end of policy term with all due benefits.


    The disability needs to occur within 180 days of the occurrence of accident or sickness.


    In case of death of the life assured during the policy term while the future premiums have already been ceased on account of Disability, the Death Sum Assured will be paid to the beneficiary and policy will continue till end of policy term with all due benefits.

Sample Policy DocumentDownload

Know the eligibility for this plan

Go Back
21 Years (Min)|50 Years (Max)
31 Years (Min)|72 years (Max)
2,15,000 (Min)| No limit (Max)
8 years
10 years (Min)| 22 years (Max)
I am years old
I would like a return of Lakhs
At the end of years

You are eligible.

You are not eligible.

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