This is what we offer with the plan

  • Benefits

    Survival benefit

    Get regular annual returns from the end of the 8th policy year up to the 13thand final policy year.

  • Benefits

    Death benefit

    In the unfortunate scenario of death of the life insured at any time during the policy term of 13 years, the beneficiary would receive death sum assured, which would be the highest of Guaranteed Sum Assured on maturity (Maturity Sum Assured)*, 10 times of annualised premium (excluding extra underwriting premium), 105% of all premiums paid (excluding extra underwriting premiums), basic sum assured (An absolute amount of 10 times premium, including extra underwriting premiums). Survival Benefit or Critical Illness Benefit if already paid will not be deducted from the Death Benefit.

    In the unfortunate scenario of death of the life insured at any time during the policy term of 13 years, the beneficiary would receive death sum assured, which would be the highest of Guaranteed Sum Assured on maturity (Maturity Sum Assured)*, 10 times of annualised premium (excluding extra underwriting premium), 105% of all premiums paid (excluding extra underwriting premiums), basic sum assured (An absolute amount of 10 times premium, including extra underwriting premiums). Survival Benefit or Critical Illness Benefit if already paid will not be deducted from the Death Benefit.

    *There is no Guaranteed Sum Assured payable on maturity. The last GAP payment will be made on survival till maturity.

    *There is no Guaranteed Sum Assured payable on maturity. The last GAP payment will be made on survival till maturity.

  • Benefits

    Critical Illness Benefit

    If the life insured is diagnosed with a critical illness from a list of pre-defined critical illnesses, a lump sum amount is paid out to help with the treatment expenses. Further, the life cover continues till the end of the policy term, and no further premiums are required to be paid. No further GAPs will be paid upon payment of this benefit.

Sample Policy DocumentDownload

Know the eligibility for this plan

Go Back
10 Years (Min)|50 Years (Max)
23 years (Min)|63 Years (Max)
Rs. 35,000 (Min)|Rs. 20,00,000 (Max)
Fixed-Yearly
Fixed-6 years
Fixed-13 years
eligibility
I am years old
I would like a return of Lakhs
At the end of years

You are eligible.

You are not eligible.

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