This is what we offer with the plan

  • Benefits

    Maturity benefit

    There is no Guaranteed Sum Assured payable on maturity. The last Guaranteed Annual Payouts will be made on survival to maturity.

  • Benefits

    Death benefit

    In the unfortunate case of death of the life insured at any time during the policy term of 14 years, provided the policy is in force and all premiums have been paid in full, the beneficiary would be paid the death sum assured which would be the highest of: Guaranteed Sum Assured on maturity*, 10 times of Annualised Premium, 105 % of all premiums paid (including extra premiums and modal loading), Basic Sum Assured (An absolute amount of 10 times premium, including extra premiums and modal loading) or Sum of all Guaranteed Annual Payouts.

    In the unfortunate case of death of the life insured at any time during the policy term of 14 years, provided the policy is in force and all premiums have been paid in full, the beneficiary would be paid the death sum assured which would be the highest of: Guaranteed Sum Assured on maturity*, 10 times of Annualised Premium, 105 % of all premiums paid (including extra premiums and modal loading), Basic Sum Assured (An absolute amount of 10 times premium, including extra premiums and modal loading) or Sum of all Guaranteed Annual Payouts.

    *There is no Guaranteed Sum Assured payable on maturity. The last Guaranteed Annual Payout will be made on survival to maturity.

    *There is no Guaranteed Sum Assured payable on maturity. The last Guaranteed Annual Payout will be made on survival to maturity.

  • Benefits

    Critical illness benefit

    In case the life insured is diagnosed with a critical illness (from a list of pre-defined critical illness covered under this benefit), a lump sum total of the Guaranteed Annual Payouts, proportional to the premiums received, is paid out immediately to help with the treatment and other expenses.

Sample Policy DocumentDownload

Know the eligibility for this plan

Go Back
10 Years (Min)|50 Years (Max)
24 years (Min)|64 Years (Max)
Fixed-Yearly
Fixed-7 years
Fixed-14 years
eligibility
I am years old
I would like a return of Lakhs
At the end of years

You are eligible.

You are not eligible.

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