This is what we offer with the plan

  • Benefits

    Maturity benefit

    On survival of the insured person to the maturity date, provided all due premiums have been paid in full, we will pay the maturity benefit as -

    • Maturity Sum Assured, plus
    • Vested Guaranteed Additions, plus
    • Vested Simple Reversionary Bonus (if any), plus
    • Interim Bonus (if any), plus
    • Terminal Bonus (if any)
  • Benefits

    Death Benefits

    The death benefit is paid in case of death of the insured person during the policy term, provided the policy is in force and all due premiums have been paid in full

    • Death Benefit will be paid as-
      1. Death Sum Assured,plus
      2. Vested Guaranteed additions till date of death,plus
      3. Vested Simple Reversionary Bonus, if any till date of death,plus
      4. Interim bonus, if any, plus
      5. Terminal bonus, if any
    • Where “Death Sum Assured” (DSA) is highest of:
      1. Minimum Guaranteed Sum Assured on Maturity (Maturity Sum Assured)
      2. 10 times the Annualized Premium
      3. Any absolute amount assured to be paid on death which is Basic Sum Assured
    • The minimum death benefit shall be at least 105% of all Premiums paid# as on date of death. Upon payment of death claim, all other benefits under the policy will be terminated.
Sample Policy DocumentDownload

Know the eligibility for this plan

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18 Years (Min)|40 Years (If Policy Term – 10 years)
55 Years (Other Policy Terms)
75 years (Max)
Yearly – 15,000(MIN) for PT 10/15/20 years
Yearly – 16,500(MIN) for PT 25 years
Max No limit (subject to underwriting)
10 / 15 / 20 / 25 years
5 yrs.(Min)(available only for policy term 10 years )
10 and 15 years
I am years old
I would like a return of Lakhs
At the end of years

You are eligible.

You are not eligible.

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