This is what we offer with the plan

  • Benefits

    Flexibility to manage investment

    You get the flexibility to align your investment as per your needs and priorities; and also re-align them if and when you wish to do so. You have choice of 8 investment fund offerings that allow you to invest your money as per your risk-return appetite. Plus you can also switch between funds any number of times free of charge,redirect premiums to maximize returns as per your changing financial needs.

  • Benefits

    Guaranteed loyalty additions

    The plan comes with guaranteed loyalty additions which help increase your earnings and returns. Guaranteed loyalty additions will be 3 % of the average fund value in the investment account over the last 36 months preceding the loyalty allocation date. These loyalty additions are credited to your policy at the end of the tenth policy year and at the end of every 5 years thereafter. In case you have invested in multiple funds, guaranteed loyalty additions will be added to each fund in the same proportion as the fund value in each fund bears to the total fund value.

  • Benefits

    Death benefit

    Death benefit is paid to the beneficiary in the event of death of the insured person

    Death benefit is paid to the beneficiary in the event of death of the insured person. The death benefit paid is the highest among the following: Sum assured, Fund value in your investment account or 105 % of the total premiums paid till the date of death.

  • Benefits

    Maturity benefit

    Maturity benefit is equal to the fund value in your investment account on the date of maturity. Upon payment of the maturity benefit, your plan is terminated.

Sample Policy DocumentDownload

Know the eligibility for this plan

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1 month completed (Minimum)|64 years (Maximum)
18 years (Minimum)-74 years (Maximum)
Fixed/Annual
10 years (in multiples of 5 therafter)Min/30 years(Max)
eligibility
I am years old
I would like a return of Lakhs
At the end of years

You are eligible.

You are not eligible.

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