This is what we offer with the plan

  • Benefits

    Maturity benefit

    Maturity benefit is equal to the fund value including total guaranteed loyalty additions in your investment account on the date of maturity provided the policy is in force. Once the maturity benefit is paid out, the plan terminates.

  • Benefits

    Death Benefit

    In case of death of insured person during the policy term provided the policy is in force, the Death Benefit will be paid to the beneficiary. Death Benefit payable shall be higher of Death Sum Assured, Fund Value or 105% of the Total Premiums Paid. On payment of Death Benefit, the policy will terminate and all rights, benefits and interests under the policy will stand extinguished.

  • Benefits

    Tax benefits

    The policy offers tax benefits as applicable under section 80 C and 10(10D) as per provisions of the Income Tax Act, 1961. Tax benefits are subject to change in tax laws. You are advised to consult your tax advisor for details.

    *Linked Insurance Products do not offer any liquidity during the first five years of the Plan. The Policyholder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.

Sample Policy DocumentDownload

Know the eligibility for this plan

Go Back
5 Years (Min)|60 years(Max)
18 years (Min)|74 years(Max)
Fixed/Yearly and Monthly
Fixed/For ages below 50 years : 5 / 10 / 15/ 20 years
For age 50 years and above : 10 / 15/ 20 years

The IDBI FederalWealth Gain Insurance Plan (UIN: 135L047V02) is a unit-linked insurance plan.

I am years old
I would like a return of Lakhs
At the end of years

You are eligible.

You are not eligible.

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