IDBI Federal Life Insurance

Wealth Gain Plan

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I want to invest

Thirty Thousand

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Plan Highlights

  • Maturity Benefit

    Maturity benefit is equal to the fund value including total guaranteed loyalty additions in your investment account on the date of maturity provided the policy is in force. Once the maturity benefit is paid out, the plan terminates.

  • Death Benefit

    In case of death of insured person during the policy term provided the policy is in force, the Death Benefit will be paid to the beneficiary. Death Benefit payable shall be higher of Death Sum Assured, Fund Value or 105% of the Total Premiums Paid. On payment of Death Benefit, the policy will terminate and all rights, benefits and interests under the policy will stand extinguished.

  • Tax Benefits

    The policy offers tax benefits as applicable under section 80 C and 10(10D) as per provisions of the Income Tax Act, 1961. Tax benefits are subject to change in tax laws. You are advised to consult your tax advisor for details.

Fund Performance^

Fund Name Type of Fund NAV ( )
Return % (As on 31 Oct 2019) Inception Date
1 Year 2 Year 3 Year 5 Year Since Inception
Bond Fund SFIN Code - ULIF04011/01/08BOND135 Debt 20.7442 Return % (As on 21/11/2019) 11.4% 5.9% 5.8% 7.8% 7.1% 22-Mar-2009
Equity Growth Fund SFIN Code - ULIF04111/01/08EQOPP135 Equity 30.2689 Return % (As on 21/11/2019) 10.1% 6.0% 10.2% 6.4% 9.9% 17-Mar-2008
Income Fund SFIN Code - ULIF04211/01/08INCOME135 Debt 23.3391 Return % (As on 21/11/2019) 8.4% 5.5% 5.9% 6.8% 7.5% 17-Mar-2008
Midcap Fund SFIN Code - ULIF06824/11/09MIDCAP135 Equity 28.5349 Return % (As on 21/11/2019) -1.7% -6.2% 2.6% 5.6% 11.2% 04-Jan-2010
Pure Fund SFIN Code - ULIF07205/08/10PURE135 Equity 21.286 Return % (As on 21/11/2019) 6.2% -0.3% 7.8% 9.1% 8.9% 01-Sep-2010
Aggressive Asset Allocator Fund SFIN Code - ULIF04811/01/08AGGRESSIVE135 Hybrid 29.9944 Return % (As on 21/11/2019) 10.6% 6.3% 9.8% 7.7% 10.7% 14-Jan-2009
Cautious Asset Allocator Fund SFIN Code - ULIF05011/01/08CAUTIOUS135 Hybrid 23.9954 Return % (As on 21/11/2019) 11.0% 6.1% 6.3% 7.6% 8.4% 19-Jan-2009
Moderate Asset Allocator Fund SFIN Code - ULIF04911/01/08MODERATE135 Hybrid 25.8806 Return % (As on 21/11/2019) 10.9% 5.9% 7.2% 7.6% 9.2% 19-Jan-2009
Sample Policy Document Download
Brochure Download


^Past performance of returns of a fund are not necessarily indicative of the future performance of the fund.

*Tax Benefits are as per the Income Tax Act, 1961 and are subject to changes in the tax laws from time to time. IDBI Federal Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this advertisement. Please consult your own tax consultant to know the tax benefits available to you.

IDBI Federal Wealth Gain Insurance Plan (UIN: 135L047V02) is a Unit Linked Insurance Plan. The Unit Linked Life Insurance products are different from traditional insurance products and are subject to the risk factors. The various funds offered under these plans are the names of the funds and do not in any way indicate the quality of these plans, their future prospectus and returns. The premiums paid in these policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. IDBI Federal Life Insurance Company Limited and IDBI Federal unit linked products are only the names of the insurance company and linked insurance plan respectively, and do not in any way indicate the quality of the plan, its future prospects or returns. Please know the associated risks and the applicable charges from your Insurance Agent or the Intermediary. Life Insurance coverage is available in these plans.

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. These products are underwritten by IDBI Federal Life Insurance Company Limited (IRDAI Regn. No 135; Corporate Identity Number (CIN) - U66010MH2007PLC167164) having its registered office at: IDBI Federal Life Insurance Company Limited, 22nd Floor, A Wing, Marathon Futurex, N. M. Joshi Marg, Lower Parel – East, Mumbai – 400013. Website: Toll Free: 1800 209 0502. Trade Logo displayed above belongs to IDBI Bank Limited, The Federal Bank Limited and Ageas Insurance International N. V. and used by IDBI Federal Life Insurance Company Limited under license from respective partners.


IRDAI clarifies to public that:

  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Reference No. 13842/IFWGIP/ENG/Electronic-WEB/Feb18

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